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While expensive, payday loans provide a short-term solution to borrowers who don’t qualify for anything else and who may not have a bank account. They can be quite predatory, so be careful if you need to borrow them.
Most payday lenders won’t check your credit and offer loans up to $500. Since brick-and-mortar lenders offer checks, you may be able to get your loan within a few hours.
Still, payday loans should only be used as a last resort because the cost is steep — often well over 300 percent. You will also have to repay what you borrow by the next payday or face hefty fees if you choose to extend the loan term.
www.my411money.com/
While expensive, payday loans provide a short-term solution to borrowers who don’t qualify for anything else and who may not have a bank account. They can be quite predatory, so be careful if you need to borrow them.
Most payday lenders won’t check your credit and offer loans up to $500. Since brick-and-mortar lenders offer checks, you may be able to get your loan within a few hours.
Still, payday loans should only be used as a last resort because the cost is steep — often well over 300 percent. You will also have to repay what you borrow by the next payday or face hefty fees if you choose to extend the loan term.
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